Privacy & Cookies Statement

Effective Date: June 10, 2024

This Privacy & Cookies Statement describes how Oxford Finance LLC (“Company” “Oxford” “we” “us” or “our”) collects, uses, shares, and otherwise processes Personal Data (as defined below) about individuals when they visit, use, or interact with our website oxfordfinance.com (the “Website”), purchase our products; or otherwise interact with us online and offline (altogether referred to as our “Services”). For purposes of this Privacy & Cookies Statement, “Personal Data” means any information that is related to or is reasonably capable of being associated with an individual (“you”).

Collection of Personal Data

We collect Personal Data about employees of our customers, consumers, individuals who visit our Website, and other individuals who interact with us. We may collect this data directly from the individual but also from automated technologies and from other legal entities such as customers, third-party partners, advertising networks, and other companies and organizations. The categories of Personal Data that we may collect include:

  • Identifiers and contact information such as your name, account identifiers, email address, IP address, postal address, Social Security number, phone number, or other similar information.
  • Demographic information/protected classifications such as age and gender.
  • Personal and Business Financial Information such as bank statements, credit card statements, account balances, personal and business credit history, payment history, bank account information, and tax ID number.
  • Professional or employment-related information such as your company name and job responsibilities.
  • Visual and other sensory information such as photographs of you if, for example, you visit our facilities.
  • Internet and other electronic network activity information such as your unique device identifiers, data about usage of and interaction with our Website or advertisements, and information collected from cookies and other data tracking technologies.

Use of Personal Data

Purpose of Use Categories of Personal Data
To respond to your requests for Services and to keep you informed of updates about your inquiry. Identifiers and contact information; demographic information/protected classifications; personal and business financial information; professional and employment-related information; internet and other electronic network activity information.
To evaluate your eligibility for Services, process loan applications and other financial transactions. Identifiers and contact information; demographic information/protected classifications; personal and business financial information; professional and employment-related information; visual and other sensory information; internet and additional electronic network activity information.
To improve our Website and Services. Identifiers and contact information; demographic information/protected classifications; personal and business financial information; internet and other electronic network activity information.
To protect the security and effective functioning of our Website, Services, and information technology systems. Identifiers and contact information; demographic information/protected classifications; personal and business financial information; professional and employment-related information; visual and other sensory information; education information; internet and other electronic network activity information.
To provide you with targeted offers, promotions, and advertisements. Identifiers and contact information; demographic information/protected classifications; personal and business financial information; professional or employment-related information; education information; internet and other electronic network activity information.
To address compliance and legal obligations. All categories of Personal Data to the extent required.
To consider individuals for employment and contractor opportunities and manage onboarding procedures. Personal Data identified above in connection with job applicants.

Disclosure of Personal Data

We may disclose each of the categories of Personal Data that we collect with the following categories of recipients:

  • Vendors and agents working on our behalf: We disclose Personal Data to third parties to perform functions on our behalf for the purposes identified above, such as web hosting and marketing.
  • Business partners: We disclose Personal Data to our business partners for our and their own purposes, such as companies that operate cookies and other tracking technologies. We are not responsible for the privacy policies or practices of these companies when they use Personal Data for their own purposes. We encourage you to familiarize yourself with their privacy policies to understand how they process Personal Data.
  • Auditors, advisors, and financial institutions: We disclose Personal Data with auditors for the performance of audit functions, with advisors to receive legal and other advice, and with financial institutions concerning payment and other transactions and services.
  • Corporate purchasers: We may disclose Personal Data with any corporate purchaser or prospect to the extent permitted by law as part of any merger, acquisition, sale of Company assets, or transition of service to another provider, as well as in the event of insolvency, bankruptcy, or receivership in which Personal Data would be transferred as an asset of Company.
  • Mandatory disclosures and legal rights: We disclose Personal Data to comply with any subpoena, court order, or other legal process or other governmental request; to share Personal Data to establish or protect our legal rights, property, or safety, or the rights, property, or safety of others; or to defend against legal claims.

If you have questions about the parties with which we disclose Personal Data, please contact us as specified below.

Marketing Choices

You have control regarding our use of Personal Data for marketing. If you no longer wish to receive our marketing emails, you may choose not to receive such communications at any time. Please follow the unsubscribe link in the relevant communication or contact us as detailed below.

Cookies and other Tracking Technologies

We use and allow certain trusted partners to use cookies, web beacons, and similar tracking technologies (collectively “cookies”) on our Website.

What are cookies and tracking technologies?

When you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. Cookies are small amounts of data that are stored on your browser, device, or the page you are viewing. This information might be about you, your preferences, or your device and is mostly used to make the site work as you expect it to. The information does not usually directly identify you, but it can give you a more personalized web experience. Some cookies are deleted once you close your browser, while other cookies are retained even after you close your browser so that you can be recognized when you return to a website. More information about cookies and how they work is available at https://www.allaboutcookies.org/.

How do we use cookies or tracking technologies?

We use cookies to provide the Website, products, and services, gather information about your usage patterns when you navigate this Website to enhance your personalized experience, and understand usage patterns to improve our Website, products, and services. We also allow certain trusted partners to place cookies on our Website to collect information about your online activities on our Website over time and across different websites you visit. This information is used to provide advertising tailored to your interests on websites you visit, also known as interest-based advertising, and to analyze the effectiveness of such advertising.

Cookies on our Website are generally divided into the following categories:

  • Strictly Necessary Cookies: These are required to operate our Website. They include, for example, cookies that enable you to log into secure areas. These cookies are session cookies that are erased when you close your browser.
  • Analytical/Performance Cookies: These allow us to recognize and count the number of users of our Website and understand how such users navigate through our Website. This helps improve how our Website works, for example, by ensuring that users can find what they are looking for. These cookies are session cookies that may be erased when you close your browser.

What are your options if you do not want cookies on your computer?

You can review your Internet browser settings, typically under “Help” or “Internet Options,” to exercise your choices for certain cookies. If you disable or delete certain cookies in your Internet browser settings, you might not be able to access or use important functions or features of the Website, and you may be required to re-enter your login details.

We use Google Analytics to better understand how our Website is used and to improve them. To learn more about how Google Analytics collects and processes data, please visit https://www.google.com/policies/privacy/partners.

To learn more about certain cookies used for interest-based advertising and to exercise certain choices regarding such cookies, please visit the Digital Advertising Alliance (“DAA”), Network Advertising Initiative, Digital Advertising Alliance-Canada, or your device settings if you have the DAA or other mobile app.

Given the divergent practices of organizations that offer browsers and the lack of a standard in the marketplace, we generally do not respond to do-not-track signals at this time.

Notice to Residents in California, Nebraska, or Texas

This section applies only to residents of California, Nebraska, or Texas.

Sensitive Personal Data. We use and disclose your Sensitive Personal Data only to: (i) perform services or provide goods reasonably expected by an average person; (ii) detect security incidents; (iii) resist malicious, deceptive, fraudulent, or illegal actions; (iv) ensure the physical safety of persons; (v) for short-term transient use, including non-personalized advertising; (vi) perform internal business services; (vii) verify, maintain, or improve the quality of our products and services; and (viii) for purposes that do not infer characteristics about you.

Your Privacy Rights. If you reside in California, Nebraska, or Texas, you may have the following rights concerning your Personal Data:

  • The right to know what Personal Data we have collected about you, including the categories of Personal Data, the categories of sources from which the Personal Data is collected, the business or commercial purpose for collecting, “selling,” or “sharing” Personal Data, the categories of third parties to whom we disclose Personal Data, and the specific pieces of Personal Data we have collected.
  • The right to rectify or correct inaccuracies regarding your Personal Data.
  • The right to request the deletion of your Personal Data.

Exercising your Privacy Rights. If you wish to request the exercise of your privacy rights, we will not discriminate against you by offering you different pricing or services or by providing you with a different level or quality of services based solely upon this request. Please contact us at 703.519.4900 or use the “Contact Us” webform if you would like to exercise such rights. You may be able to designate an authorized agent to exercise your rights on your behalf. Your authorized agent should contact us at 703.519.4900 or the “Contact Us” webform to exercise rights on your behalf. We will take steps to verify your or your authorized agent’s identity when we process the request. To verify your identity, we may need additional information from you, such as your name, email address, and employer. To verify your authorized agent, we may require the agent to provide signed permission to act on your behalf or require you to verify your identity with us or confirm that you provided the agent permission to submit the request.

Access to this Privacy & Cookies Statement in Alternative Formats

Individuals who need assistance accessing this Privacy & Cookies Statement in an alternative format can do so by calling us at 703.519.4900 or using the “Contact Us” webform.

How long do we retain Personal Data?

We typically retain Personal Data related to marketing activities for as long as you accept our marketing communications. Upon request, we will securely delete such data in accordance with applicable law. For Personal Data that we collect and process for other purposes described above, we typically retain such Personal Data for no longer than the period necessary to fulfill the purposes outlined in this Privacy & Cookies Statement and as otherwise needed to address tax, corporate compliance, litigation, and other legal rights and obligations.

Are third-party websites governed by this Privacy & Cookies Statement?

Our Website may contain links and references to other websites administered by unaffiliated third parties. This Privacy & Cookies Statement does not apply to such third-party sites. When you click a link to visit a third-party website, you will be subject to that website’s privacy practices. We encourage you to familiarize yourself with the privacy and security practices of the linked third-party websites before providing any Personal Data on that website.

We are active on social media, including LinkedIn (“Social Media”). Our Website may allow you to connect and share data with Social Media. Anything you post on Social Media is public information and will not be treated confidentially. We may post (or re-post) on our Website and our Social Media pages any comments or content that you post on our Social Media pages. Your use of Social Media is governed by the privacy policies and terms of the third parties that own and operate those websites and not by this Privacy & Cookies Statement.

How do we handle employee and contractor privacy issues?

Personal Data about our employees, contractors, and other Company temporary workers are addressed through internal company policies and procedures and are outside the scope of this Privacy & Cookies Statement.

What about Personal Data relating to minors?

Our Services are not intended for minors under the age of 13. As such, we do not target our Services or knowingly collect Personal Data from children under the age of 13 without appropriate consent as required under applicable law. If we learn that we have processed Personal Data received from an individual under the age of 13 without appropriate consent, we will take reasonable measures to delete the information as soon as possible and not use such Personal Data for any purpose except where necessary to protect the safety of the minor or others as required or permitted by law. If you believe a minor under the age of 13 has provided us with Personal Data, please contact us at the contact information below.

How will we handle any changes to this Privacy & Cookies Statement?

We may update this Privacy & Cookies Statement from time to time as our services and privacy practices change or as required by law. The effective date of our Privacy & Cookies Statement is posted above, and we encourage you to visit our Website periodically to stay informed about our privacy practices. We will post the updated version of the Privacy & Cookies Statement on our Website and ask for your consent to the changes if legally required. This page reflects the most up-to-date version of our Privacy & Cookies Statement and thus takes precedence over the information provided in any other document.

Data Security

We maintain reasonable measures designed to protect Personal Data from loss, misuse, alteration, or unintentional destruction. However, no security measure can guarantee 100% security. While we strive to protect your Personal Data, Oxford cannot ensure or warrant the security of any information you transmit or otherwise provide to us. Any transmission or other provision of information is done at your own risk.

Contact Us

If you have questions or comments regarding this Privacy & Cookies Statement or our privacy practices, please contact us at:

Telephone: 703.519.4900 or
Webform: “Contact Us” webform.